Explainer
Buyback Guarantee Explained: What P2P Investors Need to Know
What does a buyback guarantee really mean in P2P lending? How it works, when it fails, and which platforms offer it.
Jan de Vries
Risk Analyst
Amsterdam, Netherlands
Jan leads TopPulse's risk assessment work, evaluating default rates, recovery processes and platform-level financial health. He built his expertise over a decade at ABN AMRO, working in credit risk modelling and portfolio stress testing. He subsequently joined Funding Circle's European risk team, where he assessed SME loan portfolios across multiple markets. His analytical frameworks help TopPulse quantify risks that other review sites overlook. Jan holds a PhD in Quantitative Finance from the University of Amsterdam.
Previously: ABN AMRO, Funding Circle
Platform reviews by Jan
Guides by Jan
Explainer
Crowdlending Risks Explained: What Can Go Wrong in P2P Lending
Understand the real risks of P2P lending: defaults, platform failure, liquidity, regulation, and currency. Includes real examples.
