September 2026

We re-evaluate every platform on this list each month, then tell you exactly what changed and why.

• Sep 2026
• Oct 2026

1. #1 NEW
   M

   Mintos

   FCMC (Latvia) From EUR 50 Auto-invest Buyback

   Mintos is the largest EU P2P marketplace with 60+ loan originators, FCMC regulation, and a MiFID-compliant Notes product.

   Visit Mintos

   Capital at risk. Returns are not guaranteed.

   Read full review
2. #2 NEW
   M

   Maclear

   SRO PolyReg (Switzerland) From EUR 50 Auto-invest

   Maclear offers up to 14.9% yields with Swiss SRO regulation and a CEO who covered defaults from personal funds.

   Visit Maclear

   Capital at risk. Returns are not guaranteed.

   Read full review
3. #3 NEW
   P

   PeerBerry

   Licensed (Croatia) From EUR 10 Auto-invest Buyback

   PeerBerry delivers 11%+ yields with Aventus Group backing, auto-invest, and a EUR 10 minimum in a regulated framework.

   Visit PeerBerry

   Capital at risk. Returns are not guaranteed.

   Read full review
4. #4 NEW
   E

   EstateGuru

   ECSP (Estonia) From EUR 50 Auto-invest

   EstateGuru is an ECSP-licensed real estate lending platform with EUR 50 minimum, despite ongoing portfolio recovery.

   Visit EstateGuru

   Capital at risk. Returns are not guaranteed.

   Read full review
5. #5 NEW
   8

   8lends

   SRO VQF (Switzerland) From EUR 10

   8lends is a Swiss-regulated crowdlending platform offering 12-14% yields on frontier market loans in Mexico, Colombia, and the Philippines.

   Visit 8lends

   Capital at risk. Returns are not guaranteed.

   Read full review
6. #6 NEW
   R

   Robocash

   Registered (Croatia) From EUR 10 Auto-invest Buyback

   Robocash delivers around 12% returns with automated investing, Robocash Group backing, and a EUR 10 minimum entry.

   Visit Robocash

   Capital at risk. Returns are not guaranteed.

   Read full review
7. #7 NEW
   I

   Indemo

   Investment firm license (Latvia) From EUR 10

   Indemo offers claim-based investing in distressed debt, regulated in Latvia as an investment firm. EUR 10 minimum.

   Visit Indemo

   Capital at risk. Returns are not guaranteed.

   Read full review
8. #8 NEW
   T

   Twino

   ECSP / Investment firm license (Latvia) From EUR 10 Auto-invest Buyback

   Twino is a veteran P2P lending platform since 2015, ECSP-licensed in Latvia, with auto-invest and a EUR 10 minimum.

   Visit Twino

   Capital at risk. Returns are not guaranteed.

   Read full review
9. #9 NEW
   N

   Nectaro

   ECSP (Latvia) From EUR 10 Auto-invest Buyback

   Nectaro is an ECSP-licensed P2P platform backed by Eleving Group, offering auto-invest and a EUR 10 minimum since 2023.

   Visit Nectaro

   Capital at risk. Returns are not guaranteed.

   Read full review
10. #10 NEW
    L

    Lendermarket

    Ireland-registered From EUR 10 Auto-invest Buyback

    Lendermarket is backed by Creditstar Group, offering consumer loan investing with auto-invest and a EUR 10 minimum.

    Visit Lendermarket

    Capital at risk. Returns are not guaranteed.

    Read full review
11. #11 NEW
    U

    Urbanitae

    CNMV (Spain) From EUR 500

    Urbanitae review and ranking. Spanish real estate crowdfunding platform authorized by CNMV with EUR 500 minimum.

    Read full review
12. #12 NEW
    I

    InRento

    Bank of Lithuania From EUR 500 Auto-invest

    InRento review and ranking. Lithuanian real estate rental platform licensed by Bank of Lithuania. EUR 500 minimum.

    Read full review
13. #13 NEW
    H

    HeavyFinance

    Bank of Lithuania From EUR 100 Auto-invest

    HeavyFinance review and ranking. Lithuanian agricultural lending platform backed by farmland, EUR 100 minimum.

    Read full review
14. #14 NEW
    E

    EvenFi

    CNMV (Spain) - ECSP authorisation, register no. 5 From EUR 20 Auto-invest

    EvenFi review and ranking. Italian-run SME lending platform authorised by Spain's CNMV under the ECSP regime, EUR 20 minimum, and a self-published 28.60%.

    Read full review

Cautionary mentions

On our radar but not ranked this month. We are monitoring these and may include them as conditions change.

• Crowdpear Under editorial watch - limited track record
• Debitum Network Under editorial watch - insider margin concerns
• Hive5 Under editorial watch - loan originator risk
• Loanch Under editorial watch - management transparency concerns
• Reinvest24 Under editorial watch - multiple regulatory alerts